Do you know what’s on your credit report? Do you check your report at least once a year? It’s important to review your credit report so you can check for errors. If you are considering buying a home soon, it puts you in the driver’s seat when you know what info your credit report contains, before starting the process.
According to the Federal Trade Commission in 2003 FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com
or by Telephone:(877)-322-8228
or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281
What’s on your Credit Report? Free Annual Credit Report