You Don’t Know What You’ve Got Till It’s Gone

You Don't Know What You've Got till It's Gone by Sandy Shores, Melbourne FL Real Estate

Being a landlord, I am always careful to explain to tenants moving into a property that a landlord’s rental dwelling insurance policy does not cover the contents of the property, or a renters belongings.   So, if there is a fire, flood, hurricane, tornado, etc. that does damage or destroys the home, the tenant’s personal belongings are not covered.

"I don’t have enough stuff to worry about it if something happens."  This response makes me cringe. Because you don’t know what you’ve got till it’s gone. Unfortunately, if something happens, you’ll find out how much you had. 

We’ve seen it on TV… homes destroyed. Insurance will rebuild the landlord’s property. But, the tenant is left with nothing… when he has no insurance.  It’s sad.

Over 60% of tenants have no insurance on their belongings.  And, according to studies, the typical tenant has $30,000+ in belongings.

So, why don’t they have insurance?

Some just haven’t taken the time to shop for it.

Some think it’s too expensive.

Some think they don’t need it.

Some think that the landlords policy will cover their things.

Some think it is the landlord’s responsibility 

A renters policy costs anywhere from about $15 to $20 a month, depending on the value of their contents. That’s cheap for piece of mind! 

Before getting a policy, do an inventory of your belongings, take a video and pictures of your items, place an approximate figure on it of what it’s worth, pull a copy of your credit report, and then start shopping for prices.

Don’t wait, do it today!

Search Brevard County Real Estate
Melbourne FL Real Estate, Sandy Shores, Realtor

Sandy Shores, Broker Associate, Brevard County FL Real Estate

Sandy Shores, Broker-Associate

Residential, New Construction, Relocations & Investment

Brevard County FL Real Estate 17 Years

Multi Million $ Producer

Brevard County FL Resident for 38 Years

Melbourne FL Real Estate

Brevard County FL Real Estate

Melbourne, Palm Bay, Suntree, Viera, Rockledge, Cocoa, Canaveral Groves, Merritt Island, Titusville, Mims, Cape Canaveral, Cocoa Beach, Satellite Beach, Indian Harbour Beach, Indialantic & Melbourne Beach


M & M Real Estate, Inc.

We have a team of professionals to facilitate your Short Sale.

I buy, sell, rent, own and manage Investment Property.

321-253-4545 or 321-733-6080

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