What’s on your Credit? Free Annual Credit Report

What's on your Credit? Free Annual Credit ReportDo you know what’s on your credit report? Do you check your report at least once a year? It’s important to review your credit report so you can check for errors.  If you are considering buying a home soon, it puts you in the driver’s seat when you know what info your credit report contains, before starting the process.

According to the Federal Trade Commission  in 2003 FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com

or by Telephone:(877)-322-8228

or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281

What’s on your Credit Report? Free Annual Credit Report

Make Sure the House is Free of Nasty Odors

Make Sure the House is Free of Nasty Odors
Make Sure the House is Free of Nasty Odors

I headed out this afternoon to show houses in the Cocoa, Florida. There are a lot of beautiful properties that offer some nice acreage with them. Many offer an extra workshop or garage or even a barn. The area that we looked at allows owners to have horses on the property. When we stepped into one home it was light and bright, the rooms were spacious and there was a view of the pool out the sliding doors. The house was free of clutter. All things that are appealing to a buyer.  However, the pet odor was so strong that it hit us immediately upon entering the home. We stepped into the middle of the living room and the buyer turned on her heal and said she had seen enough. We turned and left without touring the rest of the property.

Pet odors in a home can be a huge turn off to a potential buyer. Remember, a house must appeal to all of a buyer’s senses, including sight, sound and smell. So make sure the house is free of nasty odors prior to putting it on the market.

This picture was taken in Cocoa, Florida.

Make Sure the House is Free of Nasty Odors

There’s Nothing Like the Love of a Pet

There's Nothing Like the Love of a Pet, Bailey the Boxer

This big guy brings us so much joy. He loves us unconditionally, he makes us laugh, he is a constant companion and when I am sad he won’t leave my side. He loves to be a part of everything going on.  He loves us unconditionally. Now, in his time of need, I hope that I can provide the same love, patience and understanding to him, that he has provided to me.

What’s Happening in Brevard? Beginning February 26, 2015

What’s Happening in Brevard?

Space Coast Calendar

Beginning February 26, 2015

What's Happening in Brevard?
Space Coast Calendar

Events going on in Brevard County:

Every Thursday – Brevard County Farmer’s Market (3 PM – 6 PM). Fresh products from local farmers and producers. 2500 Parkway Drive, Wickham Park Melbourne Check out upcoming events from Brevard County Farmers Market, Wickham Park Melbourne.

Every Saturday & Sunday – Downtown Melbourne Farmer’s Market (10 AM – 3PM) – Fresh produce – US 1 and Strawbridge Ave. in Melbourne

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Friday, February 27  (7 PM Movie) Dinner & a Movie – Movie in the Park on a 23 foot screen featuring “Guardians of the Galaxy” and eat at a food truck, Wickham Park, 2500 Parkway Drive Melbourne. Concessions from 5:00 to 8:00 PM. (Check the weather first.)

Friday, February 27 (9 AM – 5 PM), Saturday, Feb. 28  (9 AM – 5 PM) Sunday March 1 (10 AM – 2 PM) – 15th Annual Florida Gourd Fesitival - Gourd auction, crafting demos, gourd growers with fresh gourds for sale, gourd competitions. Azan Shrine Center, 1591 E. Eau Gallie Blvd. Melbourne. Free admission, but a fee for classes.

Saturday, February 28 (9 AM – 7 PM) – Sunday March 1 (9 AM to 5 PM)49th Annual Grant Seafood Festival, 100 Crafters, Live entertainment, Delicious seafood & fun for the whole family. Grant Community Center, 4580 1st Street in Grant. Free admission & free parking.

Saturday, February 28 (12 PM  – 5 PM)Florida Institute of Technology presents the 9th Annual International Festival - Students host country and diversity themed display booths showcasing a variety of traditional clothing, informational literature, maps, flags and artificats. There will be ethnic food, dance and vocal groups, bands and martial arts displays. Brings lawn chairs and towels. Florida Institiute of Techology Campus – Panther Plaza off Country Club Road in Melbourne.

Saturday, February (10 AM – 3:30 PM) Sixth Annual Florida Scrub Jay Festival hosted by Merritt Island National Wildlife Refuge – Free event includes live music, nature tours, live animal displasy and children’s activities. Refuge Visitor Center. (Visit Merritt Island National Wildlife Refuge website for driving directions & location) There will be additional activities, live owl and hawk presentation, Florida scrub jay video, Live bat presentation, but you must have reservations for most of these acitivites. 321-861-5601.

Sunday, March 1 (11 AM – 3 PM) 2015 Chocolate Festival – Sample entries, Indulge at the chocolate buffet. Eau Gallie Civic Center 1551 Highland Ave, Melbourne 11:00 AM – 3 PM $25 at the door / $35 includes wind or chocolate martini

Friday, March 6 – Monday, March 74th Annual Daytona Beach Bike Week - No calendar would be complete without including Bike Week in Daytona Beach. This events draws tens of thousands of people every year. Daytona Bike Week 2015, Check the websites for events.

Saturday, March 7 (8 AM – 3 PM) & Sunday March 7 (8 AM – 4 PM) North Brevard Habitat for Humanity Strawberry Festivalfresh strawberries, entertainment & vendors. At the Pentecoastals, 1010 Norwood Ave, Titusville.

Saturday, March 7 (8 AM – 4 PM ) 10th Annual Botanical Fest Plant and Garden Sale, Crawford Green Florida Tech Campus Melbourne at University Blvd. & Babcock St.

Saturday, March 7 (8 AM – 12 PM) Satellite Beach City Wide Garage Sale - Rent a space and sell your garage sale items or come and shop DRS Community Center, 1089 S Patrick Dr. Satellite Beach 321-773-6458

Saturday, March 7 (10 AM – 5 PM) 3rd Annual Cajun Festival, Fun, Food & live Music. Free Parking and Free Admission. Clayton’s Seafood Market 5775 S. Hwy US1 Rockledge

Saturday, March 7 (10 AM – 6 PM), Sunday March 8  (11 AM – 5 PM) Indiafest 2015Cultural shows, Indian Cuisine, Fashion sow, Music, Indian Cooking demo, henna, Arts & crafts, Yoga demo, raffles, prizes and more. Wickham Paviion, 3845 N. Wickham Road, Melbourne Adults $5.00, Children under 12 – $2.00, Children under 5- Free.

Saturday, March 7 (11 AM – 10 PM) LagoonFest 2015 – Marine Resource Council’s “biggest party with a purpose ever launched for the Indian River Lagoon!” BBQ, beverages & great music line up – Fundraiser to save the Indian River Lagoon. At Ted Morrhead Lagoon House, 3275 dixie Hwy. NE Palm Bay – LagoonFest 2015 – check the website for admission prices.

Saturday, March 7 (7:30 PM, doors open 6:45 PM general admission, 6:30 PM for season ticket holders) – Women’s Flat Track Roller Derby – Molly Roger Rollergirls vs. Sarasota Rolling Renegades – Palm Bay Community Center, 1502 Port Malabar Blvd Palm Bay, Tickets are $12 at teh door, $10 in advance. Kids uncer 12 are fere.

Thursday, March 12 (7 PM) – Capt. Hiram’s Concert Series Presents Badfish a Tribute to Sublime – Badfish Concert with Tropidelic & Beebs & Her Money MakersCapt. Hiram’s Sandbar, 1606 Indian River Dr. Sebastian FL 32958 Tickets are $16.50 advance/ $18 day of the show (Service fees not included) – at Capt. Hirams or Ticketweb.com

Friday, March 13 (6 – 9 PM)  – Mardi Gras in Titusville/Friday Nite Live “Marley Madness” – Free event includes music, dancing, vendors and more Hosted by the Downtown Titusville Merchants Association. Downtown Titusville

Saturday March 14, 2015 (11 AM – 3:30 PM) Brevard Women’s ExpoFun goodies, wonderful product & luxury services. Melbourne Auditorium 625 E Hibiscus Blvd Melbourne. Cost is $10 cash only.

Friday, Saturday, Sunday March 20 – 22, 2015 – Runaway Country Music Festival 2015 – Food, vendors and great country music featuring Blake Shelton, Florida Georgia Line, Lee Brice, Thomas Rhett, Easton Corbin, Cole Swindell, Eric Paslay and more… Wickham Park, 2500 Parkway Drive, Melbourne. Runaway Country, Check online for ticket and pricing info.

Saturday, March 21 (12 PM – 9 PM) Spring Praise Fest 9 Great local talent, Randy Stonehill one of the fathers of Contemporary Christian Music, Multi Media Chalk Artist Jason Anthony Riverfront Park, 401 Riveredge Blvd, Cocoa FL

Saturday, March 28 (Check in 7:30 AM, Start 9:00 AM) – The Doggy Run Melbourne 2015 – 1.9 Mile dog – Friendly walk/run, food drive & adoption event. First ever Dog friendly running event. Walk/run the  1.9 mile loop in Wickham Park. The event helps rescue organizations obtain needed food and supplies for rescue animals. Helps them find a forever home for these animals also. 2500 Parkway Drive, Melbourne.$40 regular registration, $30 Help A Rescue Registration ($10 off if you bring a 5 lb. bag of dog food)

Thursday March 26 (opens 5 PM on the 26th) – Sunday April 5 – Palm Bay Fair at Space Coast Harley Davidson – Sponsored by Bright House Networks and Space Coast Daily Free Unlimited rides with purchase of fair admission. Free Circus, Racing pigs, Flying Wallendas Show, Exotic Animal Petting Zoo & more.  I95 & Palm Bay Road, next to Bass Pro Shops, Admission is $10 (Monday – Thursday) & $15 (Friday – Sunday). Call 1-855-386-3836 for more info.

Information deemed reliable not warranted.

Check your event ahead for dates, times, location and prices.

Brevard County Real Estate Market Report January 2015

Brevard County Real Estate Market Report January 2015

There were 611 closed sales. This is up by 8.1% from January 2014 of 565.

274 of these sales were cash buyers. This is down from 305 in January 2014 by 10.2%. This indicates that 44.8% of purchases were made in cash. This figure is down by 16.9% from January 2014.

There were 993 new pending sales. This is up by 8.2% from January 2014 of 918.

There were 1224 new listings on the market in January 2015. This is up by 16% from 2014 of 1055.

The median sales price was $140,000. This price has increased by 13% from 2014 at $123,900.

The average sales price in January 2015 was $176,573, compared to $158,581 in 2014, an 11.3% increase.

The median number of days on the market in January 2015 was 41, compared to 46 in 2014. A decrease of 10.9%.

Homes sold for 92.6% of list price in 2015, while they sold at 90.5% in 2014, a 2.3% increase.

In January 2015 there were 2705 active listings on the market, a decrease of 8.3% from 2951 in 2014.

There was a 3.4 month supply of homes for sale in January 2015, compared to 4.2 month supply in 2014, a decrease of 18.5%.

Information deemed reliable, but not warranted.

Brevard County Real Estate Market Report January 2015

Source: Florida Realtors WebsIte with data provided by Florida’s Multiple Listing Service.

The Deadline is Approaching, Have you Filed for Homestead Exemption?

The Deadline is Quickly Approaching, Have you Filed for Homestead Exemption?

The Deadline is Approaching, Have you Filed for Homestead Exemption?

If you purchased a home in 2014 and you will be living in it as your primary residence, then you must file for Homestead Exemption for the first time to receive the exemption.

When you own a home in Florida, and live in it as your primary residence, then Florida law typically allows you a $25,000 tax exemption on the assessed value of the property. If you purchased the property in 2014, then it is time for you to file for homestead, as it doesn’t automatically transfer to a new owner, at the start of the new year. An application must be filed. After that, the exemption automatically renews, if you remain eligible.

Homestead exemption may allow a Florida homeowner a savings of approximately $450 on their yearly tax bill. And, with Amendment 1, many homeowners may be entitled to an additional $25,000 in exemption for a total of $50,000 in exemption on the assessed value of their property.  Thus, allowing approximately an additional $240 savings on their tax bill.

New homeowners may apply for homestead between January 1 and March 1, for the first time. You must have purchased your home prior to December 31, 2014.  If you do not file by March 1 you may lose your rights to homestead for that year. You should complete an application (Form DR-501). It must then be submitted to the property appraiser’s office.  The pdf form can be found on the BrevardCounty Property Appraisers website.

In order to apply for homestead for the first time, an owner must have moved into the home prior to January 1, 2015 and it must be considered your primary residence.  With the completed homestead application an owner must provide:

1. Florida Driver License or Florida ID card.(with your new address on it)

2. Florida vehicle registration

3. Brevard County Voters Registration card

4. Social security number or social security card

5. If not a US resident, a Resident Alien Card

6. A copy of the trust, if the property is in a trust. The recorded deed to the property.

If you would like additional information on Homestead Exemption check the link on the Brevard County Property Appraisers Website. Be sure to check to see if you are eligible for other exemptions. Once you have filed for Homestead Exemption, it should automatically renew each year. You will receive a card in the mail at the beginning of each year. If you have a question, contact the Brevard County Property Appraiser’s office.

Sandy Shores Melbourne FL Real Estate Broker

 Brevard County Real Estate

Search Brevard County Real Estate

 Melbourne FL Real Estate, Sandy Shores, Realtor

 M & M Realty of Brevard Inc. Sandy Shores Melbourne FL Real Estate Broker

Sandy Shores, Melbourne FL Real Estate Broker   

Melbourne Real Estate / Brevard County Real Estate

Florida’s Space Coast

Residential, Relocation, New Construction & Investment

Brevard County FL Real Estate 19 Years / Brevard County FL Resident 39 Years

Serving Melbourne, Palm Bay, Suntree, Viera, Rockledge, Cocoa,  Merritt Island, Titusville, Cape Canaveral, Cocoa Beach, Satellite Beach, Indian Harbour Beach, Indialantic & Melbourne Beach

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321-253-4545 or 321-254-2964

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What’s Happening on Florida’s Space Coast? Beginning February 19, 2015

What’s Happening on Florida’s Space Coast?

Brevard County / Space Coast Calendar

What's Happening on Florida's Space Coast?

Here are some of the events going on in Brevard County:

Brevard County Farmer’s MarketEvery Thursday (3 PM – 6 PM). Fresh products from local farmers and producers. 2500 Parkway Drive, Wickham Park Melbourne Check out upcoming events from Brevard County Farmers Market, Wickham Park Melbourne.

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Friday, February 20 – (7 PM Movie) Dinner & a Movie – Movie in the Park on a 23 foot screen featuring “The Boxtrolls” and eat at a food truck, Palm Bay Regional Park 1951 Malabar Road NW Palm Bay. Concessions from 5:00 to 8:00 PM (Check the weather first.)

Friday, February 20 (11 AM – 11 PM) Saturday Feb. 21 (11 AM – 11 PM) & Sunday Feb. 22 (12 PM – 8 PM) – St. Katherine’s 43rd Annual Taste of Greek Festival - Greek Food, Greek Music & Dancing – St Katherine Greek Orthodox Church 5965 N. Wickham Road, Melbourne FL 32940 On site parking $5.00, Free off site parking at Imperial Plaza

Saturday, February 21 (1 PM – 9 PM)Best of Brevard Block Party – Rockledge Liquors and the Coquina Lounge also known as “The Rock” has partnered with eARTh Awareness Charity – to try to bring music back into schools. A music festival with local bands, food from local restaurants and food trucks, free wine and liquor tasting. – Rockledge Liquors, 555 Barton Blvd. Rockledge

Saturday, February 21 (2 PM & 8 PM) – Brevard Symphony Orchestra Pops! Live Concert – Familiar Classics and Pops Selections Maxwell C. King Center for the Performing Arts –

Saturday, February 21 (10 AM – 6 PM) & Sunday Feb. 22 (10 AM – 5 PM) – Space Coast Home & Garden Show – Melbourne Auditorium 25 E. Hibiscus Blvd. Melbourne, Cost is Free. For more information on the Space Coast Home Show check here.

Saturday February 21 & Sunday Feb. 22  (8 AM to Dealers Close) (OUT OF AREA) – Antique and Collector’s Extravaganza in Mount Dora FL, Approximately 800 antique dealers come from around the country to sell their wares – Renningers FL Twin Markets, 20651 US 441, Mount Dora FL 32757 – Fri. $10, Sat. $6, Sun. $4 or all 3 days $15 Free Parking

Sunday, February 22 – (2 PM) Melbourne Municipal Band Presents “From Sea to Shining Sea” - A celebration of American Music. Maxwell C. King Center for Performing Arts, Post & Wickham Roads in Melbourne, No charge for the concert, but you must have tickets. Contact band office at 321-724-0555.

Friday, February 27 – (7 PM Movie) Dinner & a Movie – Movie in the Park on a 23 foot screen featuring “Guardians of the Galaxy” and eat at a food truck, Wickham Park, 2500 Parkway Drive Melbourne. Concessions from 5:00 to 8:00 PM. (Check the weather first.)

Saturday, February 28 (9 AM – 7 PM) – Sunday March 1 (9 AM to 5 PM)49th Annual Grant Seafood Festival, 100 Crafters, Live entertainment, Delicious seafood & fun for the whole family. Grant Community Center, 4580 1st Street in Grant. Free admission & free parking.

Sunday, March 1 (11 AM – 3 PM) 2015 Chocolate Festival – Sample entries, Indulge at the chocolate buffet. Eau Gallie Civic Center 1551 Highland Ave, Melbourne 11:00 AM – 3 PM $25 at the door / $35 includes wind or chocolate martini

Saturday, March 6 (8 AM – 3 PM) & Sunday March 7 (8 AM – 4 PM) North Brevard Habitat for Humanity Strawberry Festivalfresh strawberries, entertainment & vendors. At the Pentecoastals, 1010 Norwood Ave, Titusville.

Sunday, March 7, 2015 (8 AM – 4 PM ) 10th Annual Botanical Fest Plant and Garden Sale, Crawford Green Florida Tech Campus Melbourne at University Blvd. & Babcock St.

Saturday, March 7, 2015 (10 AM to 5 PM) 3rd Annual Cajun Festival, Fun, Food & live Music. Free Parking and Free Admission. Clayton’s Seafood Market 5775 S. Hwy US1 Rockledge

Friday, March 13, 2015 (6 – 9 PM)  – Mardi Gras in Titusville/Friday Nite Live “Marley Madness” – Free event includes music, dancing, vendors and more Hosted by the Downtown Titusville Merchants Association. Downtown Titusville

Saturday March 14, 2015 (11 AM – 3:30 PM) Brevard Women’s ExpoFun goodies, wonderful product & luxury services. Melbourne Auditorium 625 E Hibiscus Blvd Melbourne. Cost is $10 cash only.

Friday, Saturday, Sunday March 20 – 22, 2015 – Runaway Country Music Festival 2015 – Food, vendors and great country music featuring Blake Shelton, Florida Georgia Line, Lee Brice, Thomas Rhett, Easton Corbin, Cole Swindell, Eric Paslay and more… Wickham Park, 2500 Parkway Drive, Melbourne. Runaway Country, Check online for ticket and pricing info.

Information deemed reliable not warranted.

Check your event ahead for dates, times, location and prices.